Apprisen

Whether through unexpected life changes or unwise choices, you may find yourself in a position where it’s necessary to seek bankruptcy protection. But before you do that, start here. Why? Because in 2005, Congress passed The Bankruptcy Abuse Prevention and Consumer Protection Act, which requires consumers to attend a Financial Services session before and after filing bankruptcy. We offer pre-filing and post-filing counseling so that you fully understand your options and their consequences.

If you’re one of the many Americans that are facing the challenge of mortgage delinquency, don’t wait. Today is the day to explore your options. Apprisen offers free, confidential counseling to help you deal with your situation. Whether you’re just beginning to get behind or you’re more seriously delinquent, our trained housing counselors help you assess your financial situation in person or by phone. We’ll help you rework your budget and contact your lender if necessary to develop a plan to address the mortgage delinquency.